We are Your Trusted Partner for Transparent and Unbiased Life & Health Insurance Advice Across India
Based in the heart of Indiranagar, Bangalore, Algates Insurance is your trustworthy insurance advisory firm, serving individuals and families nationwide. Founded by industry experts with over 20 years of experience, we believe insurance advice should be clear, customised, and trustworthy; not a confusing sales pitch.
Our mission is to bridge the trust gap with transparent advice, deep-rooted insurance knowledge, and a commitment to your financial security through informed decisions and ongoing support.
We specialise in life and health insurance advisory, offering tailored guidance on term insurance, comprehensive health plans, and strategic retirement solutions. Our honest, unbiased approach ensures you understand every option clearly, enabling smart choices that protect what matters most.
We prioritise your needs over sales targets. We provide clear, no-pressure consultations with experts dedicated to demystifying insurance complexities for you. From personalised plan comparisons to ongoing support throughout your insurance journey, we are committed to earning and maintaining your trust as India’s premier honest insurance advisors.
Meet The Team
Nidhi Verma
Founder & CEO, Algates Insurance
Nidhi Verma brings over 15+ years of deep expertise in the Indian insurance industry to Algates Insurance. With a proven track record at leading organisations like Swiss Re and SBI Life Insurance, she has shaped strategies for life and health insurance products serving millions. As a part-qualified actuary and seasoned professional, Nidhi has mastered the complexities of term plans, health coverage, and retirement solutions, always prioritising customer needs over sales.
Her passion for honest, unbiased advice led her to found Algates Insurance in Bangalore. Nidhi’s mission is simple: simplify insurance for individuals and families nationwide, empowering informed decisions that secure futures without confusion or pressure.
Join Our Growing Team
It’s time to change the way insurance is perceived and sold.
Join us as we simplify insurance for every individual and change the way they think about insurance.




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