Download Infographic Healthcare costs in India rose steadily from 2010 to 2020, with per capita expenditure climbing from ₹3,375 to ₹4,800—a 42% increase over the decade. Structural pressures including medical inflation, a growing non-communicable disease burden, and...
Download Infographic Cost of Stem Cell Transplant in India: HSCT Cost Breakdown, Factors, Insurance & Global Comparison (2026 Guide) The cost of stem cell transplant in India (HSCT) typically ranges between ₹15 lakh and ₹25 lakh, with total expenses including...
Download Infographic COMPLETE GUIDE 2026 How to Buy the Best Term Insurance Plan in India: A Complete Guide (2026) By Shashank Bhardwaj | Algates Insurance | Updated: 2026 | 10 min read Quick Answer Term insurance is a pure life cover that pays a lump-sum (sum...
How do you select the best health insurance plan in India? Step 1: Choose a reliable insurer with a Claim Settlement Ratio above 90% and an Incurred Claim Ratio between 60–80%. Step 2: Choose a policy with no room rent cap, no copayment clause, and a short waiting...
A good health insurance policy in India should provide comprehensive coverage to handle rising medical costs without financial strain. It needs to include adequate protection for hospitalisation, treatments, and related expenses, ensuring minimal out-of-pocket...
