Quick SummaryHDFC ERGO launched Optima Secure Plus in April 2026. It's a plan built around one...
Life & Health Insurance Blogs
Non-Payable Items in Health Insurance: What Is Not Covered
Picture this. Your father is hospitalised for knee surgery. You have a solid ₹20 Lakh health...
Moratorium Period in Health Insurance
Rajan forgot a minor knee injury on his health insurance policy form at age 30. Eight years later,...
No Claim Bonus in Health Insurance (2026 Guide)
Ram bought a health insurance policy with a ₹10 Lakh cover in 2021. He stayed healthy, never went...
IRDAI Perpetual Registration (2026): New Rules for Insurance Intermediaries Explained
Ever wondered what happens behind the scenes before an insurance advisor or broker sits across...
Yearly vs Multi-Year Premium Payments in Health Insurance
Every year, the same reminder lands in your inbox. Renew your health insurance. And every year,...
Health Insurance Premium: How to Reduce It (2026 Guide)
Arjun is 32. He recently got married, moved to Bengaluru, and decided it was time to buy health...
IRDAI Annual Report 2024-25 Highlights
Quick Summary The IRDAI Annual Report 2024-25 reveals critical insights that directly affect your...
How to Read a Health Insurance Policy Document (2026 Guide)
Rajan, a 38-year-old software professional from Pune, bought a health insurance plan three years...
The Health Insurance Claim Investigation Process Explained (2026 Guide)
Picture this. Your father has just been discharged after a week-long hospitalisation. You file a...
How Does Underwriting Work in Health Insurance? (2026 Guide)
Imagine this. You fill out a health insurance proposal form. You answer every question honestly....
Health Insurance Plans for People with Diabetes in India
Rajan, a 42-year-old from Bangalore, was diagnosed with Type 2 diabetes three years ago. He...
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