Comorbidity
Comorbidity is a health condition that exists alongside the primary disease and affects the overall health condition of a person. Typically, certain diseases tend to coexist, and the existence of one might cause another.
For instance, a person living with type 2 diabetes might develop cholesterol issues. High cholesterol is a comorbidity with diabetes.
There can be multiple comorbidities. For example, high cholesterol and hypertension are comorbidities of diabetes.
Multiple comorbidities or multimorbidities pose significant health dangers, such as increased risk of complications, worsened quality of life and possible interactions of medications. Hence, health insurance companies can charge a loading or deny coverage to people with multiple comorbidities.
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A
- Accident
- Acute Care
- Acute Condition
- Age Limit
- Agent
- Ambulance Cover
- Annual Health Checkup
- Annual Renewal Date / Renewal Date
- Any One Illness
- AYUSH Treatment
B
C
- Cancer Insurance
- Cashless Facility
- Chronic Condition
- Claim
- Claim Assessment
- Claim Rejection / Claim Repudiation
- Claim Settlement
- Claim Settlement Ratio
- Comorbidity
- Congenital Anomaly
- Consumables
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- Contract
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D
- Daily Hospital Cash / Daily Cash
- Day Care Treatment
- Deductible
- Discharge Summary
- Domiciliary Hospitalisation
- Durable Medical Equipment
E
F
G
H
I
- Illness
- Indemnity
- Injury
- Inpatient Care / Inpatient Hospitalisation
- Insurance Ombudsman
- Insured Person
- Insurer
- Intensive Care Unit (ICU)
- IRDAI
L
M
N
O
P
- Personal Accident Cover
- Planned Hospitalisation
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- Policyholder
- Portability
- Post-Hospitalisation Expenses
- Pre-Authorisation (of Cashless Claims)
- Pre-Existing Disease (PED) / Pre-Existing Condition
- Pre-Hospitalisation Expenses
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- Proportionate Deduction
R
- Reasonable and Customary Charges
- Reimbursement
- Renewal
- Renewal Premium
- Restoration Benefit / Automatic Restoration
- Rider / Add-on Cover
- Room Rent Limit
S
- Shared Accommodation
- Sub-Limit
- Sum Insured
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- Surgery or Surgical Procedure
- Survival Period
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