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Organ Donor Expenses
In case someone needs an organ transplant, organ donor expenses are incurred towards the organ donor’s hospitalisation for harvesting of the donated organ. These include pre-donation evaluation, surgical costs, room rent, post-operative care, etc.
Most health insurance plans in India cover organ donor expenses in case an insured person is the organ recipient. In such a case, the recipient insured person can claim under the policy for expenses incurred for organ harvesting.
If you want your health insurance policy to cover organ donor expenses, review the terms and conditions of the policy carefully to understand the extent of coverage.
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