Post-Hospitalisation Expenses
Post-hospitalisation expenses refer to the post-discharge medical expenses incurred by a person after a period of hospitalisation. This includes follow-up consultations, diagnostic tests, cost of medicines, etc.
In the context of health insurance, many health insurance plans in India offer coverage for post-hospitalisation expenses, subject to the terms and conditions of the policy. For example, a health insurance policy might cover post-hospitalisation expenses for up to 180 days before hospitalisation, subject to a maximum of 10% of the sum insured.
We recommend that you buy a health insurance policy with coverage for post-hospitalisation expenses for comprehensive health coverage. Read your policy document to understand the terms of coverage.
In case of a claim, the policyholder needs to provide all the relevant bills of costs incurred towards post-hospitalisation expenses to the insurance company. The insurer will review the documents and settle the claim as per the terms of the policy.
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A
- Accident
- Acute Care
- Acute Condition
- Age Limit
- Agent
- Ambulance Cover
- Annual Health Checkup
- Annual Renewal Date / Renewal Date
- Any One Illness
- AYUSH Treatment
B
C
- Cancer Insurance
- Cashless Facility
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- Claim
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- Claim Rejection / Claim Repudiation
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- Claim Settlement Ratio
- Comorbidity
- Congenital Anomaly
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- Contract
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D
- Daily Hospital Cash / Daily Cash
- Day Care Treatment
- Deductible
- Discharge Summary
- Domiciliary Hospitalisation
- Durable Medical Equipment
E
F
G
H
I
- Illness
- Indemnity
- Injury
- Inpatient Care / Inpatient Hospitalisation
- Insurance Ombudsman
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- Intensive Care Unit (ICU)
- IRDAI
L
M
N
O
P
- Personal Accident Cover
- Planned Hospitalisation
- Policy Document
- Policy Schedule
- Policyholder
- Portability
- Post-Hospitalisation Expenses
- Pre-Authorisation (of Cashless Claims)
- Pre-Existing Disease (PED) / Pre-Existing Condition
- Pre-Hospitalisation Expenses
- Pre-Policy Medical Check-Up
- Premium
- Proportionate Deduction
R
- Reasonable and Customary Charges
- Reimbursement
- Renewal
- Renewal Premium
- Restoration Benefit / Automatic Restoration
- Rider / Add-on Cover
- Room Rent Limit
S
- Shared Accommodation
- Sub-Limit
- Sum Insured
- Super Top-Up Health Insurance Plan
- Surgery or Surgical Procedure
- Survival Period
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