What is LASIK Eye Surgery?
LASIK (laser-assisted in situ keratomileusis) is a laser eye surgical procedure, where a person’s dependency on glasses or contact lenses is reduced. It is a procedure that permanently changes the shape of the cornea, the clear covering of the front of the eye, using an excimer laser.
Refractive error is a common eye disorder that can sometimes be so severe that it causes visual impairment. It occurs when the eye cannot clearly focus on images resulting in blurred vision
- Myopia (Nearsightedness): Person has difficulty in seeing distant objects clearly.
- Hyperopia (Farsightedness): Person has difficulty seeing close objects clearly.
- Astigmatism: Person has blurred vision at all distances due to an irregularly shaped cornea.
Cost Of Different Types Of Lasik Surgery In India
|
Types of Lasik Eye Surgery
|
Power of Glasses | Cost | Recovery Time |
|
Femtosecond Bladeless Lasik Surgery
|
+1 to +5 | ₹ 80,000 – ₹ 1,00,000 |
5 – 7 Days
|
|
ICL Surgery
|
-8 to -18 | ₹ 1,65,000 – ₹ 1,90,000 |
2 – 3 Days
|
|
Conventional Lasik Surgery
|
-1 to -8 | ₹ 20,000 – ₹ 30,000 |
15–30 days
|
|
Sub Bowman’s Lasik Surgery (SBK)
|
-1 to -8 | ₹ 30,000 – ₹ 40,000 |
10–15 days
|
|
Femtosecond Bladeless Lasik Surgery
|
-1 to -8 | ₹ 80,000 – ₹ 1,00,000 |
5 – 7 Days
|
|
SMILE Laser Surgery
|
-1 to -8 | ₹ 80,000 – ₹ 1,00,000 | 7 Days |
|
Contoura Vision Lasik Surgery
|
-1 to -8 | ₹ 95,000 – ₹ 1,05,000 |
2 – 3 Days
|
|
SILK Laser Surgery
|
-1 to -8 | ₹ 1,10,000 – ₹ 1,40,000 | 24 Hours |
|
Sub Bowman’s Lasik Surgery (SBK)
|
+1 to +5 | ₹ 30,000 – ₹ 40,000 |
10–15 days
|
|
Contoura Vision Lasik Surgery
|
+1 to +5 | ₹ 95,000 – ₹ 1,05,000 |
2 – 3 Days
|
|
RLE Surgery
|
+5 to +10 | ₹ 1,30,000 – ₹ 2,00,000 |
10–15 days
|
| ICL Surgery | +5 to +10 | ₹ 1,65,000 – ₹ 1,90,000 | 2 – 3 Days |
Factors Associating the Insurance Coverage for LASIK Surgery
LASIK surgery covered by insurance may vary depending on the policy and provider. One key factor affecting insurance coverage to consider are
Type of insurance policy: One of the main factors affecting insurance coverage is the type of insurance contract. Accordingly, patients should review their needs and ensure that they are consistent with their insurance policy.
Medical Necessity: One must ask, “Does Mediclaim cover LASIK surgery? ” The answer is that some insurance policies cover LASIK eye surgery if it is deemed medically necessary. This means the patient must have a vision problem that cannot be corrected by other means, such as eyeglasses or contact lenses. Coverage also extends to patients who are unable to wear contact lenses or glasses due to physical deformities or other physical limitations.
Age restrictions: Some insurance policies may have an age limit on coverage for LASIK eye surgery. For example, this policy may only cover surgical procedures for patients between 18 and 40 years old.
Refractive error: Most health insurance companies cover LASIK eye surgery if the patient has a refractive error equal to or greater than 7. 5 diopters Reasons for refractive error: Coverage for LASIK eye surgery is also available if the refractive error is due to serious injury, accident or other surgical procedure.
Popular Health Insurance Plans Covering LASIK EYE Surgery
| Health Insurance Companies | Eligibility parameter |
| Aditya Birla Activ Health Insurance Plan | Covered if refractive error =>7.5 diopters |
| Bajaj Allianz Health Infinity Insurance Plan | Covered if refractive error =>7.5 diopters |
| Care Health Insurance Plan | Covered if refractive error =>7.5 diopters |
| Manipal Cigna ProHealth Insurance Plan | Covered if refractive error =>7.5 diopters |
| Niva Bupa Health Companion Plan | Covered if refractive error =>7.5 diopters |
| Tata AIG MediCare Plan | Covered if refractive error =>7.5 diopters |
Frequently Asked Questions (FAQs)
- Does my insurance cover LASIK?
As we’ve mentioned it in this blog, you can check out in the table if your insurer is available in the list. If yes, then your insurer does provide cover for LASIK Surgery. - Can I claim LASIK surgery on health insurance?
It depends on your specific health insurance plan. Refer to your policy document or contact your insurer for clarification. - What is the cost of LASIK surgery in India?
Costs vary depending on factors like technology used, doctor’s expertise, and location. Expect a range of ₹20,000 to ₹1,50,000. - What is the Lasik Surgery Cost in Bangalore?
Cost of Lasik surgery in Bangalore varies in the range of ₹20,000 to ₹1,50,000. - When is the best time to get LASIK surgery?
Typically, 18-40 years is ideal. Consult your doctor for personalised advice.
Remember, LASIK is a significant decision. By considering all the factors and consulting your healthcare professional, you can approach LASIK with confidence.
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